Why put your money in FD?

If you save RM10,000 in a fixed deposit (FD) accout that gives you interest of 4% per annum, you will have RM21, 911 after 20 years.

If you invest RM10, 000 in a mutual fund accout that gives you interest of 10% per annum, you will have RM67, 275 after 20 years.

*Calculation based on compound interest


Click on the table for a better view.

FD rate for 12 months

• Maybank 3.70%p.a.
• RHB Bank 3.70%p.a.
• Ambank 3.75%p.a.
• CIMB Bank 3.70%p.a.

The difference of 6% of interest rate indeed makes a big different on your saving. Making a right decision indeeed makes a big different on your wealth accumultion.